Reverse Mortgage
What is a reverse mortgage? It's a loan on your house that lets you tap your home's equity. Like a cash advance, a bank fronts you the money—either as a lump sum, a line of credit or monthly draws—and...
View ArticleStocks & Bonds
The investment grades include bonds ordinarily bought by individuals and institutional investors seeking stable income and safety. BBB/Baa is the lowest rating that qualifies for commercial bank...
View Article2011 Hyundai Sonata
Midsize family sedans are like running shoes -- you can log serious miles without sacrificing comfort and reliability, but no one would call them sexy. All the more surprising that the sixth-generation...
View ArticleLong-Term Care Insurance
I usually recommend that people consider buying a long-term-care policy that provides three years of coverage. You may want a longer benefit period if you have a family history of long-lasting...
View ArticleVolvo XC70
Volvo makes a nice station wagon. But station wagons are, well, dull. They're utilitarian. They're unfashionable. Crossover SUVs are where it's at. But even after Volvo introduced its XC90 SUV, it...
View ArticleHome Inspection
This list of red flags, recommended by Kathleen Kuhn, president of HouseMaster, a nationally franchised home-inspection company, and Bill Richardson, president of the American Society of Home...
View ArticleMazda CX-9
On the open road, the CX-9 drives much better than most SUVs and minivans -- nice ride, well-controlled body motions for its size, although steering is a little touchy. The proportions seem to shrink...
View ArticleResume Services
It may be time to give your résumé a major makeover -- even if you aren't looking for a job. It's important to be prepared if you're suddenly laid off, a headhunter contacts you or you see an ad for...
View ArticleLoans & Financing Services
You got through college with straight A's, but now you face your first big test as a young adult: squaring a starting salary with the payments on your student loans. That's a pressing issue for June...
View ArticleMunicipal Bonds
Municipal bond is a catchall name that describes the debt issues of cities and towns, states and territories, counties, local public-housing authorities, water districts, school districts, and similar...
View ArticleLandscaping
Walk across the street from your house, turn around, take a good look at your yard and ask yourself if you're impressed by what you see -- or just plain depressed. Get some tips on how to improve the...
View ArticleIrrigation Systems
If your lawn has a patch that's perpetually wet, or if you're watering the side of your house, your driveway or the street, you know you're wasting water. But if you're depending on an automatic...
View ArticleTax Firms
You can buy an annuity with funds in your IRA, and if you use pretax money from an IRA or a 401(k) to purchase the annuity, then all payouts will be fully taxed. If you use after-tax dollars to buy the...
View ArticleIndividual Retirement Account (IRA)
Once you reach the magic age of 59½, you may withdraw money from your IRA for any reason penalty-free. Your withdrawals from a traditional IRA will be taxed (unlike withdrawals from a tax-free Roth),...
View ArticleRoth IRA for Children
To help your grandkids build a nest egg with a Roth IRA, they need earned income, whether it's money from raking leaves or a stint as a lifeguard. For more information on helping your grandchildren put...
View ArticleFinancial Security Consultants
When you're first starting out, you probably have a smattering of financial pieces: A bit of savings here, a little investment there. When it comes to making those pieces work together, it's easy to...
View ArticleDebt Counseling Services
To charge or not to charge? That's a question I hear a lot. Is it okay to go into debt for a wedding ring? Grad school? A car? Travel? Furniture?
View ArticleIdentity Theft Prevention
Shopping online is a great way to find deals. But, if you're not careful, you could be putting your personal information at risk of being stolen by identity thieves.
View ArticleCollege Savings Plan
If you want the best tax benefits, start contributing to a 529 college-savings plan now, where the money can be used tax-free for college. You may even get a state income-tax deduction for your...
View ArticleInsurance Adjusters
When you buy a term policy, be sure you understand the details of your conversion rights, if any. You want to know what kind of permanent insurance you may convert to, how much it will cost and the...
View ArticleEarly Retirement Planning
Retirement may be decades away, but all of us, no matter our job or how many rich relatives we have, can secure a comfortable future. The trick is to start now, in our twenties, while time is on our side.
View ArticleDebt Relief Firms
With consumer debt at record high levels and the national savings rate at a record low, it's no wonder that more and more people are concerned about reducing their debt. Please read on for more...
View ArticleInvestment Management Firms
There's nothing like a honking stock-market rally to prompt us to declare the end of a financial emergency. But whether or not the economy and the financial markets are really out of the woods, it's...
View ArticleInvestment Funds
Twenty years ago, the distinction between load and no-load mutual funds was clear-cut. Do-it-yourselfers bought no-loads directly from the sponsors. Please read on for more detailed information in the...
View ArticleSmartphones
Slide Show: Smart Phone ComparisonsIt's the rare gadget that dominates its category from the moment consumers get their hands on it. The iPhone is such a device, and it's still the best-designed smart...
View ArticleMobile Advertising
Location-based services are streaming ads-coupons and other promotional offers to cell phones, GPS navigators and other mobile devices belonging to customers who are identified as being nearby.
View ArticleCertificate of Deposit (CD)
Gold fever has spread to certificates of deposit. As the yellow metal hits new highs, many banks are offering CDs that are tied to the price of gold. Please read on for more detailed information in the...
View ArticleSocial Media Marketing
You know Twitter--the social networking and microblogging service that allows people to keep in touch through "tweets"--short snippets of text sent to cell phones, BlackBerrys and PCs. But now Quick,...
View ArticleAffordable Digital Cameras
Although the Canon PowerShot A480 is a bit chunkier than its rivals, it is small enough to fit in a pocket or handbag. Under good conditions, it takes photos that are crisp and clear, but low-light...
View ArticleBond Traders
The bond market includes at least a dozen categories, from Treasuries to speculative high-yield corporates to IOUs issued by foreign governments and companies. Most bond mutual funds specialize in only...
View ArticleWealth Management Firms
Don't run with the herd. Being surrounded by people who are doing the same thing as you offers a false sense of protection. Being a loner is extremely uncomfortable, but it's far better. Today, being a...
View ArticleMoney Management
In its March 2010 cover story, Kiplingers Personal Finance tackled real-life questions on the minds of many of our readers these days. Extending our mission of
View ArticleInternet Crime Attorneys
It's not only the biggest or best-known companies that get hacked by organized syndicates or smaller cybercrime actors looking to steal corporate secrets and customer data.
View ArticleSocial Media Companies
Building and maintaining "human source networks" is a competitive intelligence best practice that supports both the acquisition of unique, non-published information as well as provides expert opinion...
View ArticleApple iPhone
After putting Apple's first smartphone through its paces, we believe it's the best personal communicator your money can buy. Sure, it has its shortcomings, but they're minor relative to its merits....
View ArticleToyota Highlander Hybrid
That's where the Toyota Highlander Hybrid comes in. As a crossover SUV, it doesn't have the mom-mobile stigma of a minivan. It's built with a unibody structure -- rather than body bolted to frame -- so...
View ArticleGovernment Bonds
Yields on government issues usually run a little lower than on high-grade corporate issues because they are safer. Here's a rundown of the most popular government debt instruments.
View ArticleCredit Counseling
If you have a loss on the house, you would not have to repay the credit. However, note this: your basis in the house - the amount from which you determine gain or loss - is reduced by the amount of the...
View ArticleProperty Tax Deduction
First, it only applies to people who deduct property taxes on their 2008 return and then, in 2009, received a refund of part of those taxes paid. Since there are limits on how much property tax can be...
View ArticleIdentity Theft Attorney
You see, merchants ARE allowed to ask customers for identification when they use a credit card. However, merchants usually CAN'T refuse to accept your Visa or MasterCard if you don't show ID (the...
View ArticleTax Preparation & Accounting Services
QUESTION: Last year I had to support my live in girlfriend because she has been unable to work due to a medical reason. Can I claim her as a dependent? Read on to see an expert's advice. Kiplinger...
View ArticleElectronic Stores
Not long ago, the tech industry gave little thought to the senior market, a demographic once deemed too set in its ways to adopt the latest gee-whiz gadgetry. As the population ages, many companies are...
View ArticleAuto Parts
Say you own a used vehicle and its brakes start having problems. So you take it to the repair shop, and the mechanic doesn't check to see if there's a recall on the brakes. Then you'll end up paying...
View ArticleHome Foreclosure
Generally, if a house ceases being your principal residence within 36 months of the time you purchased it -- because you more out, sell, or lose it in foreclosure -- then the credit has to be repaid....
View ArticleBankruptcy Attorney
Local resource for bankruptcy attorneys in Las Vegas. Includes detailed information on local businesses that provide access to bankruptcy attorneys for filing for bankruptcy, bankruptcy counseling,...
View ArticleElder Law Attorney
Local resource for elderly law attorneys in Las Vegas. Includes detailed information on local businesses that provide access to elderly law attorneys for help with issues regarding retirement living,...
View ArticleHealth Care Attorney
Local resource for health care attorneys in Las Vegas. Includes detailed information on local businesses that provide access to health care law firms and health care attorneys for health care power of...
View ArticleProbate Attorney
Local resource for probate attorneys in Las Vegas. Includes detailed information on local probate attorneys that provide legal advice and services on estate planning, living trusts, wills, probate of...
View ArticleReal Estate Attorneys
Local resource for real estate attorneys in Las Vegas. Includes detailed information on local businesses that provide access to real estate attorneys for purchase contracts, sale agreements, title,...
View ArticleTax Attorney
Local resource for tax attorneys in Las Vegas. Includes detailed information on local businesses that provide access to tax law firms and tax attorneys for IRS problems, offer in compromise, tax...
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